Lenders work to assure customers in midst of financial downturn

The federal takeover of IndyMac Corp. this month has prompted a wave of concern with local consumers.

Now, local banks are launching extensive educational campaigns designed to reassure clients their money is safe.

BankAnnapolis, a locally owned bank, is handing out talking points to employees at its local branches that promote a well-capitalized bank that has been profitable for 42 consecutive quarters. It also boasts more than $30 million in capital and as March 31 a five-star rating - the highest given - from BauerFinancial, an independent company that rates banks.

Meanwhile, BB&T officials said they are educating...