A: The answer to this question depends on a lot of factors. It has gotten more complicated as we have gone from one company in the 1980s to a dozen or more now licensed in the United States. Some cover a portion of routine wellness care including exams, vaccinations, lab testing, heartworm and flea and tick preventives and dental care. Others are designed to help cover the bill when your pet has an injury or illness.
Pet insurance is different than human health insurance as you will still need to pay the full bill at your veterinarian, and then file a claim for reimbursement through...
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