I have Medicare and a federal retiree health insurance plan. The specialist I want to go to has opted out of Medicare, and I had to sign a contract with her that I would accept the full cost of her services which would ordinarily be covered by Medicare.
I agreed to this because I thought my federal coverage would pay the bill for me. However, I was billed a lot of money anyway. Is that right?
Because you entered into a private contract with your physician, Medicare will not pay any portion of the charges, and your federal plan, which supplements Medicare, won't increase its payment to the specialist, either.
The payment from...
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