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Lifestyle
Covering the Bases:A few questions about pre-existing conditionsPublished 04/08/07
Q: If I buy a Medigap policy this summer when I become eligible for Medicare, will I have to wait for my pre-existing conditions to be covered?
A: If you buy your Medigap policy during your Medigap open enrollment period, which is the six-month period following the eligibility date on your Medicare card, then you may not have a waiting period. It depends on whether you had at least six months of creditable health insurance coverage immediately prior to the open enrollment period month in which you want to buy the Medigap policy. If you had less than six months of creditable coverage, this...
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