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Opinion
Published
04/30/07
Those of you old enough to be a part of the baby boom generation - or older - remember how hard it was to get a home loan. A bad credit rating was sure death. You may have had to have a parent co-sign your first loan. Find Us On Facebook
If you did get the loan, one thing was clear: The lender was confident you could afford it. That's not always the case today. With growing competition among mortgage lenders and a shrinking pool of customers, the qualifications for borrowing hundreds of thousands dollars have loosened. There is even a second tier - subprime loans - for those with shaky finances and bad credit ratings. If the loans fail, the...
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