So Jenkins took in the cat, named her Joy and added her to the other two animals she has taken in for unforeseen circumstances. And with layoffs, job losses and budget tightening becoming an ongoing struggle nationwide, Jenkins is concerned for the welfare of the rest of the pet population.
As a board member of Chesapeake Cats and Dogs, Jenkins has seen the number of animals in its Stevensville shelter practically double in the past year. And...
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Pet Insurance - 2009-10-26 11:43:15
This article could be confusing to some readers regarding pet insurance. I'd like to add clarity to the line about a particular Veterinary Clinic not accepting pet health insurance, which may imply that other clinics do accept it.
Pet health insurance differs from health insurance for people in the way that vets don't have anything to do with it and your choice to insure your pet is completely independent of your vet's clinic. Many people believe pet insurance is a variation of human health insurance; however, pet insurance reimburses the owner after the pet has received care and the owner submits a claim to the insurance company.
Whether you have pet health insurance or not, you still pay the bill in full when services are rendered. If you do have insurance, you then submit the invoice and receipt to the company for reimbursement of the eligible portion(s) of the vet bill, along with a claim form you have the veterinarian complete regarding the accident, illness, injury or routine care (if you have chosen a plan covering it) that treatment was provided for and your claim will be processed according to the plan policy you elected. Most plans reimburse 70-90% of the eligible amount.
Recently, when one of my dogs needed surgeries for roughly $2,500, the hospital told me about a type of health care credit card that can be used to finance medical expenses for both people and pets (CareCredit, through GE Money). The hospital gave me the forms to be completed and called in the approval for me and automatically charged all expenses to the credit card for each procedure. What's nice about this credit card is that if I pay the balance in full within 90 days, no interest is applied. After I put the insurance checks toward the credit card bill, there is very little balance leftover that I am responsible for.
Bad economy or not, these financial resources provide me with very few excuses left for not being able to provide my pets with the health care they need.
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